CAPITA FINANCIAL SERVICES INC. (ST. LUCIA BRANCH) Notes to the Financial Statements March 31, 2024 (expressed in Eastern Caribbean dollars) 47 20 Financial Risk Management ...continued Interest rate risk ...continued 2023 Total $ Within 3 months $ Between 3 months to 1 year $ Between 1 to 5 years $ Over 5 years $ Non-interest bearing $ Assets Cash resources 5,197,502 3,123,327 535,760 – – 1,538,415 Loans and advances to customers 29,716,002 685,689 144,457 4,544,590 22,222,716 2,118,550 Due from related company 675,567 – – – – 675,567 Other assets 310,703 – – – – 310,703 Total financial assets 35,899,774 3,809,016 680,217 4,544,590 22,222,716 4,643,235 Liabilities Customer deposits 32,438,101 12,590,535 19,185,092 512,922 – 149,552 Loans payable 1,653,084 – – – 1,653,084 – Other liabilities 223,444 – – – – 223,444 Total financial liabilities 34,314,629 12,590,535 19,185,092 512,922 1,653,084 372,996 Total interest Repricing gap (8,781,519) (18,504,875) 4,031,668 20,569,632
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