CAPITA FINANCIAL SERVICES INC. (ST. LUCIA BRANCH) Notes to the Financial Statements March 31, 2024 (expressed in Eastern Caribbean dollars) 33 14 Interest Income 2024 $ 2023 $ Loans and advances 2,117,854 2,182,055 Short term deposits – 11,017 Other term deposit 114,712 132,787 2,232,566 2,325,859 15 Interest Expense 2024 $ 2023 $ Deposits 1,131,454 1,137,006 Interest expense on lease liability (note 10) – 5,129 1,131,454 1,142,135 16 Other Income 2024 $ 2023 $ Fees and commissions 101,650 117,246 Bad debt recoveries 7,213 24,200 ATM revenues 357,410 452,541 Other operating income 37 487 466,310 594,474 17 Salaries and Other Staff Costs 2024 $ 2023 $ Salaries and wages 318,908 321,806 National Insurance 13,529 13,469 Pension costs 9,620 12,813 Other costs 74,496 33,810 416,553 381,898
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