CAPITA FINANCIAL SERVICES INC. (ST. LUCIA BRANCH) Notes to the Financial Statements March 31, 2024 (expressed in Eastern Caribbean dollars) 23 5 Loans and Advances Loans and advances are comprised of the following: 2024 Consumer $ Business $ Mortgages $ Total $ Gross loans 15,692,072 2,480,431 12,201,163 30,373,666 Less: ECL allowance (328,827) (52,892) (227,358) (609,077) 15,363,245 2,427,539 11,973,805 29,764,589 Add: Interest receivable 887,983 30,652,572 2023 Consumer $ Business $ Mortgages $ Total $ Gross loans 16,296,765 1,507,215 12,019,641 29,823,621 Less: ECL allowance (542,106) (35,841) (106,299) (684,246) 15,754,659 1,471,374 11,913,342 29,139,375 Add: Interest receivable 576,627 29,716,002
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